However, they quickly found that child care was their largest monthly expense-exceeding the cost of their monthly rent. Knowing that child care options for infants were limited, Janna and Andrew got on a waitlist well before Elliott was born and were able to find a spot for him when he was 6 months old at a child care center in their neighborhood. With new expenses piling up on items such as diapers and baby equipment, the Ryans’ parenthood started in a financial hole due to their increased expenses and decreased income. Although Washington state passed a paid leave law in 2017, 2 Elliott was born in 2016, and therefore, Janna and Andrew took mostly unpaid leave to care for him during the first few months of his life.
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